Thursday, September 19 2019

Finding the Best Assisted Living Facilities

Don’t leave your golden years to chance! Assisted living facilities provide a way for seniors to start a new chapter in their lives, remaining independent while obtaining important services that they may need. These communities have staff on hand to help provide for the daily needs of seniors, which include meals, bathing, medication assistance, dressing, personal mobility, maintaining good general health, and transportation. There are many benefits for seniors to invest in living in assisted living facilities, including security, emergency services, social and recreational activities, and exercise. While the ideal way to find the best assisted living facilities is to visit them, seniors can arm themselves with essential information to help with this transition. Read on to find out what you need to know about finding the best assisted living facilities.

The Basics About Assisted Living Facilities

The ideal communities for seniors provide a balance of personal and community services. It’s essential to remember that not all assisted living centers are the same, and some may provide more in-depth services than others. There is no federal definition, and states have different licensing regulations and levels. The most advanced licensure ensures that seniors can use private insurance and Medicaid to pay for their care. In addition to bathing, dressing, meals, medication help, and transportation, assisted living facilities may offer housekeeping, physical therapy, memory therapy, hairdressing, classes, and social outings. In general, the larger the facility, the more services it provides, and there can be different levels of independence. Some seniors may live in their own small apartments and participate in all of the benefits of the assisted living center, while others may need 24/7 nursing services or other advanced medical care.

Paying for Assisted Living Services

Overall, living in an assisted living facility costs about half as much than nursing home care, with prices varying from $2,000 to $5,000 a month. Seniors and their families find many ways to pay for this living arrangement. Paying privately - such as using retirement accounts or other investments - provides the most flexibility. Cashing out a life insurance policy or buying an annuity can also help seniors budget for this expense over time. Long term care insurance, veterans benefits, and short term loans called bridge loans can also help seniors manage the expenses associated with living in assisted living facilities.

Deciding on an Assisted Living Facility

Before making a final decision, it is important to take into consideration your unique needs and desires. Many times, communities are located near hospitals and clinics, as well as shopping areas and city attractions. These centers may have on-site amenities, such as pools, movie theaters, salons, restaurants, and art or dance studios. It’s also essential to decide on what kind of space is needed; for example, some seniors want an extra room for guests or a full kitchen for greater independence. Seniors who have progressive conditions, such as Alzheimer’s or Parkinson’s, will also want to consider the assistance and safety features they need in the present as well as the future.

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